Cashing out your crypto from Coinbase Wallet to your bank account may seem confusing at first, but with the right steps, you can easily convert your digital assets into real money. In this detailed guide, we’ll cover how to cash out from Coinbase Wallet, the differences between Coinbase and Coinbase Wallet, withdrawal methods, transfer limits, and how to increase your Coinbase limits for smoother transactions.

Understanding Coinbase vs. Coinbase Wallet

Before you begin, it’s important to know the difference between Coinbase and Coinbase Wallet:

• Coinbase (Exchange): This is where you buy, sell, and trade crypto directly. You can easily withdraw money to your bank account here.
• Coinbase Wallet (Self-Custody Wallet): This is a decentralized wallet that stores your private keys. You control your funds, but you cannot directly cash out to a bank. Instead, you must transfer crypto from Coinbase Wallet to Coinbase Exchange first, and then withdraw to your bank.

How to Cash Out from Coinbase Wallet?

If you are wondering how to cash out Coinbase Wallet, here are the steps:

This is the only way to cash out from Coinbase Wallet to bank account directly.

How to Cash Out Crypto on Coinbase (Exchange)

If your funds are already in Coinbase Exchange, the process is even simpler:

This answers the common query: How can I withdraw money from Coinbase?

Different Withdrawal Options on Coinbase

Coinbase provides multiple ways to withdraw money depending on your region:

• Bank Transfer (ACH/SEPA): Standard method, takes 1–5 business days.
• Instant Card Withdrawal: Funds transferred to your debit card instantly (small fee applies).
• PayPal Withdrawals: In supported countries, you can transfer to PayPal.
• Wire Transfer: For higher amounts, wire transfers are available.

If you ever asked how you wire money to Coinbase, it’s mainly for deposits, but wire withdrawals are also possible.

How to Transfer from Coinbase Wallet to Bank Account?

If you want to move your funds directly, here’s the step-by-step method:

For related transfers:

• How to transfer from Coinbase to Bank: Use the Withdraw → Bank option.
• How to transfer from Coinbase to Robinhood: Move crypto to a compatible wallet, then deposit to Robinhood.
• How to transfer from Coinbase to Coinbase Wallet: Use the Send option inside Coinbase.

Coinbase Limits: What You Need to Know

When cashing out, limits play a big role. Coinbase sets different restrictions for deposits, withdrawals, and purchases.

Types of Coinbase Limits

This is the maximum amount of cryptocurrency you can purchase per day on Coinbase.

• For most users, the buy limit depends on verification level (ID verification, linked bank, etc.).
• Example: A fully verified account can often buy up to $25,000 per day, while new or unverified accounts may have much lower limits.

This sets the maximum crypto you can withdraw per day from your Coinbase account.

• Standard withdrawal limits are $50,000 per day for retail users.
• Institutional accounts often enjoy much higher limits.

If you use the Coinbase Card, there’s a daily spending limit.

• Typically capped at $2,500 per day for purchases.
• ATM withdrawals using the card may have a $1,000 per day limit.

This is the amount of fiat (USD, EUR, GBP, etc.) you can deposit from your bank into Coinbase.

• ACH transfers usually allow up to $25,000 per day.
• Wire transfers may support higher deposits, depending on account type.

This refers to restrictions on buying digital assets.

• It overlaps with the buy limit but may be lower for certain payment methods.
• Example: Using a debit card may have a limit of $7,500 per week, while a bank transfer allows more.

Applies to moving funds between Coinbase accounts or to/from Coinbase Wallet.

• For most users, there is no strict transfer limit for crypto between Coinbase Wallet and Coinbase exchange.
• However, fiat transfers to linked bank accounts follow the withdrawal limits.

Wire transfers provide higher limits than ACH or card transactions.

• Verified accounts can deposit or withdraw over $100,000 per transaction via wire.
• This is the preferred method for large institutional or high-net-worth transactions.

How to Increase Coinbase Limit?

If you are hitting your Coinbase account limit, here’s how to increase it:

By following these steps, you can increase your Coinbase buy limit, deposit limit, and daily withdrawal limit.

Common Questions about Coinbase Withdrawals

Final Thoughts

Cashing out from Coinbase Wallet to a bank account requires moving funds to Coinbase Exchange first. Once there, you can easily sell crypto, withdraw funds via bank transfer, PayPal, or debit card, and access your money.