Many Robinhood users get confused or worried when they try to withdraw money and find the option unavailable. Messages like “funds not available for withdrawal” or missing transfer buttons are common, especially for new users. This guide explains why you can’t withdraw money from Robinhood, how to fix it, and what rules you need to know.

Why Can’t I Withdraw My Money from Robinhood?

You may not be able to withdraw money from Robinhood due to one or more of the following reasons:

• Your funds are not yet settled
   

• A recent bank deposit is still pending
   

• Your bank account is not linked or verified
   

• Your account has temporary restrictions
   

• You’ve reached the Robinhood withdrawal limit
   

Robinhood only allows withdrawals of available cash, not your total account balance.

What Does “Funds Not Available for Withdrawal” Mean?

When Robinhood shows “funds not available for withdrawal,” it means the money is in your account but cannot be transferred yet.

This usually happens when:

• You recently sold stocks or crypto
   

• Deposited money hasn’t fully cleared
   

• Funds are still in the settlement period
   

Once settlement is complete, the money becomes withdrawable.

Where Is the Withdraw Option in the Robinhood App?

If you’re wondering where to find the withdraw option, follow these steps:

If the option is missing, it usually means your funds are not eligible for withdrawal yet.

How Do I Link or Change My Bank Account?

To link or change your bank account:

Linking a bank account is required for How to withdraw money from Robinhood to bank account.

Can I Withdraw Money Without Linking a Bank?

No. Robinhood does not allow withdrawals without a linked bank account.
You must connect and verify a bank account in your name to withdraw funds.

This is why many users searching How do I get my money out of Robinhood? are unable to proceed until a bank is linked.

Can I Withdraw Money to a Debit Card?

In some cases, yes.

• Eligible users can withdraw funds to a debit card using instant transfers
   

• Debit card withdrawals may include small fees
   

• Availability depends on your account status and verification
   

Standard withdrawals to bank accounts are usually free.

What Is the Settlement Period?

The settlement period is the time required for a trade to fully process after selling an asset.

• Stocks & ETFs: T+1 business day
   

• Crypto: May take longer depending on the asset
   

• Funds cannot be withdrawn until settlement is complete
   

This is the most common reason withdrawals are delayed.

What Is the Robinhood Withdrawal Limit?

Robinhood applies daily withdrawal limits.