Cash App ATM Withdrawal Limit per Day: What You Should Know Before Withdrawing

Cash App ATM Withdrawal Limit per Day: What You Should Know Before Withdrawing

If you are someone who relies on Cash App for everyday payments, sending money to friends, or even receiving your pay check, you are not alone. Millions of people across the U.S. use Cash App as their go-to financial tool. But when it comes to withdrawing money from an ATM using your Cash App Card, things can get a little confusing.

How much can you take out at once? Is there a Cash App ATM withdrawal limit per day? What happens if you hit your limit and need more cash? Do not worry — let’s begin and learn more about the Cash App ATM withdrawal limit, including daily, weekly, and monthly restrictions, fees, reset times, and tips to increase your limit.

 

What are the Cash App ATM Withdrawal Rules?

Before you head to the nearest ATM, it is important to understand how Cash App withdrawals work.

  • Cash App offers users a Cash Card, which is a customizable Visa debit card linked directly to your Cash App balance. This card can be used anywhere Visa is accepted — for in-store purchases, online shopping, and of course, ATM withdrawals.
  • However, like any financial platform, Cash App enforces certain ATM withdrawal rules to help protect users from fraud and manage cash flow securely. These limits are not random — they are part of Cash App’s built-in safeguards designed to reduce risks of theft, unauthorized access, and excessive withdrawals.

 

What are the Daily, Weekly, and Monthly Limits on Cash App?

Here is the part most users want to know — how much cash can you withdraw with your Cash App Card? As of 2025, the official Cash App ATM limit is 310 per transaction. This is $1,000 per day and reset every seven days.

That means you can take out up to $310 in one go, and a total of $1,000 within a 24-hour period. Once you reach that daily cap, you will need to wait until the next day for your limit to reset.  It is also worth noting that your weekly limit is tied to a rolling seven-day period. So, if you have already withdrawn $1,000 over several days, you will not be able to take out more cash until one of those days drops off your rolling week total.

 

How to Increase Your ATM Withdrawal Limit on Cash App?

Now comes the question many users ask: “Can I increase my Cash App ATM withdrawal limit?”

Unfortunately, Cash App does not currently allow users to manually increase their ATM limits. The caps are universal and apply to all users, regardless of whether your account is verified or unverified. However, there are a few smart ways to work around ATM withdrawal limit Cash App and access more cash when you need it:

  • If you have linked your Cash App account to a bank, you can transfer funds to your bank and withdraw a larger amount directly from your bank’s ATM or branch.  Since there’s a per-transaction limit of $310, you can make several smaller withdrawals until you reach your $1,000 daily limit.
  • If you know you will need more cash for travel, emergencies, or large purchases, plan your withdrawals a few days in advance to avoid hitting the weekly cap.
  • While Cash App does not yet offer higher ATM limits for verified users, verification increases your overall account security and raises your sending, receiving, and transfer limits.

 

What are the Associated Fees and Reset Times for Cash App ATM?

Just like most prepaid or debit cards, using your Cash App Card at an ATM is not completely free. Here is what you need to know about Cash App ATM fees:

Cash App charges $2.50 per withdrawal, on top of any fee charged by the ATM operator. However, if you receive $300 or more in direct deposits per month into your Cash App account (such as your pay check), you will get reimbursements for ATM fees — up to three reimbursements per 31 days.

As for reset times, your daily withdrawal limit resets every 24 hours, while your weekly limit resets every rolling 7-day period. It is important to track your withdrawals if you are trying to avoid interruptions when accessing your cash.

 

How to troubleshooting Common Withdrawal Issues on Cash App?

Sometimes, even when you are under the limit, your ATM withdrawal might fail or get declined. If that happens, here are a few common reasons and quick fixes:

  • Double-check if you have hit your daily or weekly limit. The app does not always warn you until the transaction fails.
  • Some ATMs have their own withdrawal restrictions that may be lower than Cash App’s limit. Try another ATM or bank if you keep getting declined.
  • Make sure your Cash App balance covers both the withdrawal amount and the ATM fee.
  • Refresh your Cash App, check your internet connection, and try again after a few minutes.
  • If Cash App detects unusual withdrawal behaviour, it might temporarily block your card for safety. In such cases, you can contact Cash App Support to review and resolve the issue.

 

FAQ

What is the daily Cash App ATM withdrawal limit?

The daily Cash App ATM withdrawal limit is $1,000 per 24 hours, with a maximum of $310 per transaction.

 

Can I withdraw more than $1,000 from Cash App at an ATM?

No, the Cash App card ATM limit is fixed. You can only withdraw up to $1,000 per day and $1,000 per week.

 

When does my Cash App ATM limit reset?

Your Cash App ATM limit resets every 24 hours for daily limits and every seven days for weekly limits.

 

How much does Cash App charge for ATM withdrawals?

Cash App charges $2.50 per withdrawal, plus any fee charged by the ATM operator. However, users with at least $300 in monthly direct deposits get up to three ATM fee reimbursements per month.

 

Can I increase my Cash App ATM withdrawal limit?

Currently, you cannot increase withdrawal limit Cash App ATM, as the limits are set by Cash App and apply to all users.