Many Robinhood users become concerned when they try to withdraw funds and see messages like “funds not available for withdrawal” or find the withdraw option disabled. In most cases, this is normal and related to settlement rules, limits, or account status. This guide explains why you can’t withdraw money from Robinhood, what it means, and how to fix it.

Why Can’t I Withdraw My Money from Robinhood?

You may not be able to withdraw your money from Robinhood for several common reasons:

• Your funds are not yet settled
   

• A recent deposit is still pending
   

• Your account has a restriction or verification issue
   

• You’ve reached the Robinhood withdrawal limit
   

• Funds are tied to open positions or margin activity
   

Robinhood only allows withdrawals of available cash, not total account balance.

What Does “Funds Not Available for Withdrawal” Mean?

When Robinhood shows “funds not available for withdrawal,” it means the money exists in your account but cannot be transferred yet.

This usually happens because:

• You recently sold stocks or crypto
   

• A bank deposit hasn’t fully cleared
   

• The funds are still in the settlement period
   

Once the funds settle, they become eligible to withdraw.

Do I Need to Wait After Selling Stocks or Crypto?

Yes. After selling assets, you must wait for settlement before withdrawing cash.

Settlement rules:

• Stocks & ETFs: Settle in T+1 business day
   

• Crypto: Settlement may take longer depending on the asset and network
   

• Options: Also follow settlement timing rules
   

Until settlement is complete, you won’t be able to complete How to withdraw money from Robinhood to bank account.

What Is the Settlement Period?

The settlement period is the time it takes for a trade to fully process after you sell an asset.

• “T” = trade date
   

• “+1” = one business day after the trade
   

Only after settlement does the money become withdrawable. This protects both the broker and the user from failed transactions.

How Do I Get My Money Out of Robinhood?

Once funds are settled, follow these steps:

This is the official way to complete How do I get my money out of Robinhood?

What Is the Robinhood Withdrawal Limit?

Robinhood applies daily withdrawal limits.